Andazi URaimon Samsó ndade ndafumanisa a udliwano ndlebe Ibali elinomdla malunga neemfihlo zempumelelo yemali. Ungumbhali ongaphumeleli nje ekucaceni kwakhe ekuchazeni izinto, kodwa nokubonelela ngeengcamango ezisebenzayo nezihambelanayo nabani na onokuzisebenzisa ebomini bakhe. URaimon Samsó, owaphumelela kwezoqoqosho, wasebenza iminyaka eli-15 kwiinkampani zamazwe ngamazwe ezintathu nakwimibutho emithathu yezemali, amava amnika umbono okhethekileyo wezoqoqosho nehlabathi loshishino. Ubukhethekileyo bakhe, uqeqesho lwezemali, ifuna ukuba abantu baphumelele ukuzimela kwezoqoqosho nobomi obanelisayo bomsebenzi.
Kulo udliwano ndlebe, equka i-audio yemizuzu engama-40, uRaimon Samsó usazisa kwimigaqo ebalulekileyo awayiphuhlisayo kwincwadi yakhe. "Ikhowudi yeMali". Le migaqo ayincedi kuphela ukuba sicinge ngokutsha ngobudlelwane bethu nemali, kodwa inika isikhokelo esisebenzayo sokufikelela kwimpumelelo. impumelelo yemali. Ngezantsi, sichitha kwaye sandise kwezinye zeengongoma ezifanelekileyo ezibhekiswe kudliwano-ndlebe, kwakhona sidibanisa ulwazi oluvela kwezinye iingcali kunye nemithombo evelele kulo mbandela.
Iimfihlo zeMpumelelo yezoQoqosho ngokukaRaimon Samsó
1. Ubutyebi buqala engqondweni
Ngokutsho kukaRaimon Samson, ingqondo yintsika yokuqala yobutyebi. Konke kuqala ngengqondo ejolise kubuninzi, ukukhula kunye nokuyila. Abantu abaninzi banciphisa amathuba abo ngenxa yeenkolelo ezingezizo ezifundwe kwasebuntwaneni, njengokucinga ukuba imali "imbi" okanye "akukho ngokwaneleyo ukuhambahamba."
Ngokuchasene noko, uSamsó ugxininisa ukuba ukuphuhlisa ingqondo yobuninzi kuthetha ukukholelwa ukuba izibonelelo azinasiphelo kwaye imali ingaba sisixhobo sokuvelisa inkululeko, ukukhula kunye nokuphila kakuhle. Olu tshintsho lwengqondo lunokuqala iziqinisekiso ezilungileyo, ukufunda iincwadi ezifana imisebenzi emikhulu yokuphucula umntu okanye uzidibanise nabantu abanethemba kunye namashishini.
2. Ukunqongophala kwemfundo yezemali kwiinkqubo zemfundo
Enye yezona ndawo zibalaseleyo kudliwanondlebe kukugxeka kukaRaimon Samsó inkqubo yemfundo yemveli. Ngokutsho kwakhe, into yokuba izikolo zingabandakanyi imfundo yezemali njengenxalenye yekharityhulam esisiseko yimpazamo enkulu. Oku kuvelisa izizukulwana zabantu abangayazi indlela yokulawula imali yabo, baphephe amatyala okanye batyale imali.
Kumazwe afana neFinland, angoobani Inkqubo yemfundo yamkelwa njengeyona ibalaseleyo, bagxininisa ngakumbi ekuphuhliseni izakhono ezisebenzayo kunokukhumbula idatha. Ukubandakanya imfundo esisiseko yezemali, enjengokufunda ukwenza uqingqo-mali, ukonga, nokutyala imali, kunokuphucula ngokuphawulekayo umgangatho wobomi babantu abaninzi.
3. Esona sicwangciso singcono somhlalaphantsi kukwenza
URaimon Samsó uthi ukuthembela kuphela kwipenshini karhulumente okanye kwingxowa-mali yomhlalaphantsi yomntu wesithathu liqhinga eliyingozi, ngakumbi kwindawo apho iinkqubo zomhlalaphantsi zisemngciphekweni ngenxa yemeko yabantu kunye nezoqoqosho. Esona sicwangciso silungileyo somhlalaphantsi kukuphuhlisa ishishini lakho, kuba yinto onokuyilawula kwaye inamandla okuvelisa ingeniso ye-passive kwixesha elide.
Ukwenza ishishini lakho, nangona kufuna inzame yokuqala, kunokuba ngumthombo ozinzileyo wengeniso. Nokuba ngaba ishishini ledijithali, utyalo-mali lwezindlu okanye naluphi na olunye uhlobo lweshishini, ingeniso ye-passive eyenziwe lishishini eliqhutywa kakuhle inokuba yeyona nkxaso yakho yemali kwixa elizayo.
4. Iintlobo zengeniso
- Umsebenzi osebenzayo: Yeyona nto utyala kuyo ixesha ukutshintshiselana nomvuzo. Umzekelo: umsebenzi wesintu.
- Umsebenzi wePasitive: Yingeniso eyenziwa ziiprojekthi okanye amashishini akho, nangona ungasebenzi ngokukhutheleyo. Umzekelo: irenti, amalungelo oshicilelo okanye amashishini azenzekelayo.
Injongo, ngokukaRaimon Samsó, kufuneka ibe kukuhamba ngokuqhubekayo ukusuka kumsebenzi osebenzayo ukuya kumsebenzi wokungenzi nto. Oku akuyi kukunika ixesha elingakumbi, kodwa kuya kukuvumela ukuba udibanise imithombo yakho yengeniso, into eqondwa kakuhle ngoosozigidi abakhulu. Inyaniso, iigurus zokudala ubutyebi Bahlala begxininisa ukubaluleka kokuvelisa imijelo emininzi yengeniso.
Izifundo ezivela kwi-Ultra Rich yeMpumelelo yezeMali
1. Ukucingelwa kweengozi ezicwangcisiweyo
Olunye lweempawu eziqhelekileyo phakathi kwabantu abaphumeleleyo ngokwasezimalini zabo ukukwazi ukuthatha imingcipheko ebalwayo. Oku kuquka utyalo-mali kwiimalike ezisakhulayo, amashishini amatsha okanye ubugcisa obutsha. Nangona kunjalo, le mingcipheko ihlala isiphumo sohlalutyo olucokisekileyo kunye nophando olunolwazi.
Ukwahluka
Ukwahluka ku isitshixo ekunciphiseni umngcipheko. Abazizityebi kakhulu bahlala besasaza utyalo-mali lwabo kwiindawo ezahlukeneyo: isitokhwe, indawo yokuhlala, indawo yokuqala, phakathi kwabanye. Ngokutshintsha ipotifoliyo yakho, unokuqinisekisa ukuba ilahleko kwicandelo elinye ayisayi kuba nefuthe elibi kwimali yakho iyonke.
3. Ukwakha ubudlelwane obucwangcisiweyo
Impumelelo yemali ayifane ibe yinzame zomntu ngamnye. Oosozigidi batyala ixesha lokwakha ubudlelwane obuqinileyo nabantu abaphambili kwicandelo lezemali neloshishino. Olu qhagamshelo alukwazi ukubonelela ngamathuba otyalo-mali kuphela, kodwa neengcebiso ezixabisekileyo kunye nenkxaso yobuchule.
Indlela Yokusebenzisa IiMfihlo zeMpumelelo yezoQoqosho
- Chaza iinjongo zakho: Ukumisela iinjongo ezicacileyo zexesha elifutshane, eliphakathi kunye nexesha elide kubalulekile ekutshateni indlela eya kwimpumelelo yezemali.
- Hlakulela uqeqesho lwezemali: Funda ukuphila ngokwemali onayo kwaye uphephe iindleko ezingeyomfuneko.
- Tyala ngobulumko: Qala kancinane, kodwa ugxininise kulwakhiwo lwempahla kunye nokuvelisa ingeniso yokungenzi nto kwixesha elide.
Ukutshintsha ubudlelwane bethu nemali akwenzeki ngokukhawuleza, kodwa ngendlela eqeqeshekileyo kunye neqhinga kunokwenzeka ukufezekisa. ukuzimela kwemali. URaimon Samsó kunye nezinye iingcali zibonelela ngemephu yendlela exabisekileyo ukufezekisa oku.
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