Iingcamango ezinjengomanyano okanye ubulungisa bezentlalo zibonakala zingaqhelekanga kwihlabathi lezoqoqosho kunye nezezimali. I-EthicHub iza ukubonisa ukuba oku akunjalo ngesindululo soyilo sotyalo-mali olunempembelelo kwezentlalo ebonakala iyifomula yempumelelo.
Inkqubo eyilwe ngoku kuqaliswa kweSpanish isekelwe i-axiom endala yokuba ngokuzinceda unokunceda abanye. Yiloo nto kanye ephunyezwayo: inzuzo efanayo yamaqela amabini abandakanyekayo kutyalo-mali: lowo utyala imali (kwaye ufumana inzuzo) kunye nalowo ufumana inkxaso-mali.
Inkxaso-mali ehlangeneyo, imbono apho amaqela omabini aphumelela
Makungabikho nabani na ocinga ukuba oku kupheleliselwe kwintetho elula yeenjongo ezilungileyo ephepheni yaye kamva ziya kuba lilize. Inkqubo ye-EthicHub ibonakalise ukuba iyasebenza (amanani, esiya kuxubusha kamva, axhasa oku), kuba ingcamango esekelwe kuyo iqinile.
Ingxaki, isisombululo
Kumazwe asakhasayo, Kubavelisi abaninzi abancinci, ukufikelela kwityala ngumsebenzi ongenakwenzeka. Ukubhenela kwiibhanki nakumaziko emali kuthetha ukujamelana neendleko eziphezulu abangenakuzithwala. Nangona kunjalo, ngaphandle kwezi khredithi, akunakwenzeka ukusungula iiprojekthi ezintsha kunye nokugcina ubomi babo.
I-EthicHub yeza ukucebisa isisombululo kule ngxaki ngeqonga layo inkxaso-mali yentsebenziswano omsebenzi wayo usekwe kwitekhnoloji yeBlockchain. Oku kuvumela ukujikeleziswa kwemali simahla, ukunciphisa iindleko kakhulu, ngaphantsi kwe-1%. Iimeko apho abafumana iikhredithi banokufikelela kuzo.
Inzuzo efanayo
Ngakolunye uhlangothi, abatyali-mali banokufikelela kwimbuyekezo ephezulu (phakathi kwe-6% kunye ne-8%), usazi ukuba utyalo-mali lwakho lukhuselekile kwaye lukhuselwe kwi-inshurensi ebulela kwingxowa-mali yembuyekezo. Kuyo nayiphi na imeko, kufuneka kuqatshelwe ukuba, ngaphezulu kweminyaka emihlanu, ireyithi yokusilela enxulumene neeprojekthi zotyalo-mali ze-EthicHub yinto eqhelekileyo.
Njengomtsalane owongezelelweyo, abatyali-mali bayazi ukuba, ngaphezu kokwenza imali, kunye neminikelo yabo bafaka isandla kwi- intshukumo yefuthe loluntu. Esi sisiseko sombono esicebise ngawo ekuqaleni kweposi: ukunceda abanye kunye nokuzinceda.
Isishwankathelo, kunokuthiwa yinkqubo apho omabini amaqela aphumelela:
- Abatyali-mali bafumana imbuyekezo enomdla phantse kungekho mingcipheko.
- Amafama amancinci angawagcina amashishini awo, avelise kwaye athumele iimveliso zawo kumazwe angaphandle.
Iiprojekthi zempembelelo yentlalo ye-EthicHub
Impembelelo yokwenyani yolu tyalo-mali inomba ophindwe kathathu: ezoqoqosho, ezentlalo kunye nokusingqongileyo. Yonke into iqondwa ngcono xa sijonga uluhlu lwe Iiprojekthi ze-EthicHub kunye noluntu ekujoliswe kulo utyalo-mali.
La ngamashishini amancinci kunye nomanyano lwamashishini asuka kumazwe aliqela aseLatin America afuna inkxaso-mali ukuze asungule iiprojekthi zawo, agcine iifama zawo ezithobekileyo zisebenza kwaye ngaloo ndlela aqinisekise indlela yawo yokuphila.
Ngevumba lekofu
Phantse bonke bagxile kumsebenzi wabo wokulima ikofu (enyanisweni, i-EthicHub isinika ithuba lokuthenga okumnandi. ikofu eluhlaza ngexabiso elifanelekileyo kwiwebhusayithi yabo).
Kufuneka kuqatshelwe ukuba aba bavelisi basekuhlaleni baziqhelanisa ne iindlela zokulima zemveli, isimbo solimo oluzinzileyo nolunobuhlobo nokusingqongileyo, olwahluke ngokupheleleyo koko lwenziwa kumasimi amakhulu olimo olunye kunye nolunye uhlobo olufanayo lokuxhaphaza.
Umtyali-mali unokukhetha enye okanye iiprojekthi ezininzi kwaye akhethe imali anqwenela ukuyityala.
IBrazil, iKholombiya, iMexico, iHonduras…
Enkosi kwi-EthicHub, kwiminyaka yakutshanje phantse iiprojekthi ezingama-600 ziye zasungulwa kumazwe ahlukeneyo. Uninzi lwazo lusaqhuba, nto leyo enika ithuba elikhulu kubatyali-mali abakhathalele intlalontle.
Ezinye zeeprojekthi eziphawuleka kakhulu zikwindawo IColombia, ilizwe lekofu. Apho, umzekelo, sinokunceda Umbutho wabaseTyhini baseLa Labour okanye Uluntu lwaseValle del Cauca ukufumana iindlela abazidingayo ukuthengisa ikofu yabo phesheya.
Nangona kunjalo, uninzi lweeprojekthi ze-EthicHub zigxile kwi kumbindi nakumazantsi eMexico, eyona mimandla ikhula ikofu kweli lizwe. Kukho ookopolotyeni abaninzi kunye namashishini amancinci asekuhlaleni anokunceda: Uluntu lwaseAzteca, El Progreso, indawo yaseRío Negro, Camambé Canton, Agua Caliente Community, Toluca Ejido, Saljichí, San Rafael…Imali efunyenweyo isetyenziselwa iinjongo ezahlukeneyo, ukusuka ekucoceni umhlaba ukuya ekuvuneni nasekuthengiseni ikofu.
IBrazil kunye neHonduras ngamanye amazwe apho i-EthicHub iqalile ukusebenza. Kwaye kwixesha eliphakathi kwexesha elide kulindeleke ukuba uluhlu lukhule ngakumbi.
Nangona uluntu kunye nommandla ngamnye ubonisa izinto zawo, zonke iiprojekthi zinento enye efanayo: igalelo kuphuhliso lwentlalo yoluntu lwezolimo aze avumele iintsapho ezininzi ukuba zifumane umvuzo eziwufunayo ukuze ziqhubele phambili. Oku kusenokungabalulekanga kangako kumtyali-mali oqhelekileyo, kodwa yeyabo batyala imali nge-EthicHub.